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  • Home Individuals & Families Shop for Plans Health Insurance Plans for Individuals and Families Arizona Health Insurance Plans and Coverage

    Health Insurance Plans in Arizona

    Shopping for coverage on your own? Open Enrollment for 2026 plans runs from Nov. 1, 2025 - Jan. 15, 2026. If you've had a qualifying life event, you may still be eligible to purchase a 2025 plan during Special Enrollment.

    Plans insured by Cigna HealthCare of Arizona, Inc.

    Shopping for health insurance?

    If you're shopping for a 2026 health plan, Open Enrollment for Cigna Healthcare® Individual and Family plans starts November 1. Call us for a quote at . You can also explore what Cigna Healthcare offers.

    Browse our plans

    Existing Customers:

    Call , 8 am - 8 pm ET to see if you qualify for changes to your current coverage.

    Where can you buy plans in Arizona?

    We offer health plans in select counties in Arizona.

    County List

    Find out if we sell Cigna Healthcare Individual and Family plans in your county.
    View County List

    Plan Eligibility

    Learn if you're eligible to shop for a health plan in Arizona.
    Check Eligibility

    Featured Provider Partners, Plans, and Networks

    Cigna Healthcare is proud to expand coverage to serve residents in Pima County.

    How Cigna Healthcare supports you

    Don’t just get insured. Get reassured with a Cigna Healthcare plan. When you enroll, you'll know that you’re covered through quality care, personalized support, and more ways to save. Let us help you get to your healthiest with a Cigna Healthcare Individual and Family plan.
    Discover more about our plans

    Marketplace plan levels and features

    Bronze
    Silver
    Gold
    This plan is a good fit for people who:
    Want to keep premiums low or don’t plan on seeing a doctor often.
    Have families and/or see doctors regularly for illnesses and accidents.
    See their doctors frequently and take multiple prescription medications.
    Premium Costs
    $
    $$
    $$$
    Out-of-pocket Expenses
    $$$
    $$
    $
    Subsidy Eligibility
    Premium tax credits
    Premium tax credits and cost sharing reductions
    Premium tax credits

    How much do these plans cost?

    The amount you pay monthly for your coverage (also called your premium) will vary depending on where you live, the size of your household, your income, and other factors.

    Learn about health care subsidies

    Manage your plan on myCigna:

  • Review your coverage
  • Find your plan documents
  • Access ID cards
  • View and pay claims
  • Activate your myCigna account:

    Are you a current customer? Activate your myCigna account for access to all plan details and live, 24/7 support.
    Activate your accountLearn more about myCigna

    Looking for plans through your employer?

    This page features plans you can buy for yourself and your family. If you are looking for plans you might get through your employer, we can help get you there.

    Find plans through your employer

    Buying an insurance plan through a broker or agent does not change or increase your insurance plan premiums, copayments, coinsurance, or deductibles. If you are working with a broker or agent, they may be eligible to receive commissions, fees, or other compensation from Cigna Healthcare. Cigna Healthcare pays brokers or insurance agents for providing service to our members. We are sharing this with you in accordance with section 202 of the Consolidated Appropriations Act. Broker compensation information is available at www.cigna.com/ifp-broker-commission

    Product availability may vary by location and plan type and is subject to change. All health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents or contact a Cigna Healthcare representative.

    This page is not intended for use in AZ.

    States with Plan Availability for 2025

    Plans available in AZ, CO, FL, GA, IL, IN, MS, NC, TN, TX, and VA. View county listings by state [PDF]

    For available plans in all other areas, call us at .

    Arizona State Eligibility Requirements

    You are eligible for coverage under this Evidence of Coverage (EOC) if, at the time of application:

    You are a citizen or national of the United States, or a non-citizen who is lawfully present in the United States, and are reasonably expected to be a citizen, national, or a non-citizen who is lawfully present for the entire period for which enrollment is sought; and

    You are a resident of the state of Arizona; and

    You live in the Service Area in which You are applying; and

    You are not incarcerated other than incarceration pending the disposition of charges; and
    You do not reside in an Institution; and

    You have submitted a completed and signed application for coverage and have been accepted in writing by Us.

    The Subscriber must notify Us of all changes that may affect any Member's eligibility under this EOC.

    Other Members may include the following Family Member(s):

    Your lawful spouse who lives in the Service Area.

    Your children by birth, adoption or foster care until the end of the plan Year in which the child reaches age 26.

    Your own, or Your spouse's Newborn children are automatically covered for the first 31 days of life. To continue coverage past that time, You must enroll the child as a Family Member by applying for his or her enrollment as a Family Member within 60 days of the date of birth, and pay any additional Premium. Coverage for a newborn dependent child enrolled within 60 days of birth will be retroactive to the date of the child’s birth.

    An adopted child, including a child who is placed with You for adoption, is automatically covered for 31 days from the date of the adopted child’s placement for adoption or initiation of a suit of adoption. To continue coverage past that time, You must enroll the child as a Family Member by applying for his or her enrollment as a Family Member within 60 days of the date of adoption, and pay any additional Premium. Coverage for an adopted dependent child enrolled within 60 days of adoption will be retroactive to the date of the child’s placement for adoption or initiation of a suit of adoption.

    A child who is placed with You for foster care is automatically covered for 31 days from the date of the foster child’s placement. To continue coverage past that time, You must enroll the foster child as a Family Member by applying for his or her enrollment as a dependent within 60 days of the date the child is placed with You for foster care, and pay any additional Premium. Coverage for a foster child enrolled within 60 days of placement for foster care will be retroactive to the date of the child’s placement for foster care.

    If a court has ordered a Subscriber to provide coverage for an eligible child (as defined above) coverage will be automatic for the first 31 days following the date on which the court order is issued. To continue coverage past that time, You must enroll the child as a Family Member by applying for his or her enrollment as a Family Member within 60 days of the court order date, and pay any additional Premium. Court-ordered coverage for a dependent child enrolled within 60 days of the court order will be retroactive to the date of the court order.

    Your stepchildren until the end of the plan Year in which the stepchild reaches age 26.

    Your own, or Your spouse's children, regardless of age, enrolled prior to age 26, who are incapable of self-support due to medically certified continuing intellectual or physical disability, and are chiefly dependent upon the Member for support and maintenance. Cigna Healthcare may require written proof of such disability and dependency within 31 days prior to the end of the Year in which the child reaches age 26.

    Note: A child enrolled as a Family Member under this EOC is entitled to receive, while outside the Service Area, only Emergency Services for Emergency Medical Conditions.

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    Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Florida, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of North Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT). The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc.

    All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna Healthcare sales representative. This website is not intended for residents of New Mexico.

    Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna Healthcare website. Cigna Healthcare may not control the content or links of non-Cigna Healthcare websites. Details

    La aseguradora publica el formulario traducido para fines informativos y la versión en inglés prevalece para fines de solicitud e interpretación.

    The insurer is issuing the translated form on an informational basis and the English version is controlling for the purposes of application and interpretation.