Health Insurance Plans in Georgia

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You are eligible for coverage under this EOC if, at the time of application:

• You are a citizen or national of the United States, or a non-citizen who is lawfully present in the United States, and are reasonably expected to be a citizen,
national, or a non-citizen who is lawfully present for the entire period for which enrollment is sought; and
• You are a resident of the state of Georgia; and
• You live in the Service Area in which You are applying, and intend to continue living there for the entire period for which enrollment is sought; and
• You are not incarcerated other than incarceration pending the disposition of charges; and
• You do not reside in an Institution; and
• You have submitted a completed and signed application for coverage and have been accepted in writing by Us.

The Subscriber must notify Us of all changes that may affect any Member's eligibility under this EOC.

Other Members may include the following Family Member(s):

• Your lawful spouse who lives in the Service Area.
• Your children until the end of the plan Year in which the child reaches age 26.

Your own, or Your spouse's Newborn children are automatically covered for the first 31 days of life. To continue coverage past that time You must enroll the child as a Family Member by applying for his or her enrollment as a Family Member within 60 days of the date of birth, and pay any additional Premium. Coverage for a newborn dependent child enrolled within 60 days of birth will be retroactive to the date of the child’s birth.

An adopted child, including a child who is placed with You for adoption, is automatically covered for 31 days from the date of the adopted child’s placement for adoption or initiation of a suit of adoption. To continue coverage past that time You must enroll the child as a Family Member by applying for his or her enrollment as a Family Member within 60 days of the date of adoption, and pay any additional Premium. Coverage for an adopted dependent child enrolled within 60 days of adoption will be retroactive to the date of the child’s placement for adoption or initiation of a suit of adoption.

A child who is placed with You for foster care is automatically covered for 31 days from the date of the foster child’s placement. To continue coverage past that time You must enroll the foster child as a Family Member by applying for his or her enrollment as a dependent within 60 days of the date the child is placed with You for foster care, and pay any additional Premium. Coverage for a foster child enrolled within 60 days of placement for foster care will be retroactive to the date of the child’s placement for foster care.

If a court has ordered a Subscriber to provide coverage for an eligible child (as defined above) coverage will be automatic for the first 31 days following the date on which the court order is issued.

To continue coverage past that time You must enroll the child as a Family Member by applying for his or her enrollment as a Family Member within 60 days of the court order date, and paying any additional Premium. Court-ordered coverage for a dependent child enrolled within 60 days of the court order will be retroactive to the date of the court order. A child who is the subject of a qualified medical child support order, who resides outside of the Service Area but inside the United States, is entitled to receive while outside the Service Area comparable coverage, not limited to out-of-area emergency benefits.

• Your stepchildren until the end of the plan Year in which the stepchild reaches age 26.
• Your own, or Your spouse's children, regardless of age, enrolled prior to age 26, who are incapable of self-support due to medically certified continuing intellectual or physical disability, and are chiefly dependent upon the Member for support and maintenance. Cigna Healthcare may require written proof of such disability and dependency within 31 days prior to the end of the Year in which the child reaches age 26.

NOTE: A child enrolled as a Family Member under this EOC who resides outside of the Service Area is entitled to receive, while outside the Service Area, only Emergency Services for Emergency Medical Conditions.

Banks
Barrow
Bartow
Bryan
Bulloch
Butts
Candler
Chatham
Chattahoochee
Cherokee
Clarke
Clayton
Cobb
Coweta
Dawson
DeKalb
Douglas
Effingham
Elbert
Evans
Fayette
Forsyth
Franklin
Fulton
Gilmer
Greene
Gwinnett
Habersham
Hall
Harris
Hart
Henry
Jackson
Jasper
Lamar
Liberty
Long
Lumpkin
Macon
Madison
Marion
Meriwether
Morgan
Muscogee
Newton
Oconee
Oglethorpe
Paulding
Pickens
Pike
Rabun
Rockdale
Screven
Spalding
Stephens
Stewart
Talbot
Tattnall
Taylor
Towns
Troup
Union
Upson
Walton
Webster
White