Health Insurance Plans in Mississippi

Plans available in AZ, CO, FL, GA, IL, IN, MS, NC, TN, TX, and VA. View county listings by state [PDF]

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You are eligible for coverage under this Policy if, at the time of application:

• You are a citizen or national of the United States, or a non-citizen who is lawfully present in the United States, and are reasonably expected to be a citizen, national, or a non-citizen who is lawfully present for the entire period for which enrollment is sought; and
• You are a resident of the state of Mississippi; and
• You live in the Service Area in which You are applying, and intend to continue living there for the entire period for which enrollment is sought; and
• You are not incarcerated other than incarceration pending the disposition of charges; and
• You do not reside in an Institution; and
• You have submitted a completed and signed application for coverage and have been accepted in writing by Us.

The Policyholder must notify Us of all changes that may affect any Insured Person’s eligibility under this Policy.

Other Insured Persons may include the following Family Member(s):

• Your lawful spouse who lives in the Service Area.
• Your children until the end of the plan Year in which the child reaches age 26.

Your own, or Your spouse’s Newborn children are automatically covered from the moment of birth for the first 31 days of life. To continue coverage past that time, You must enroll the child as a Family Member by applying for his or her enrollment as a Family Member within 60 days of the date of birth, and pay any additional Premium. Coverage for a Newborn dependent child enrolled within 60 days of birth will be retroactive to the date of the child’s birth.

An adopted child, including a child who is placed with You for adoption, is automatically covered for 31 days from the date of the adopted child’s placement for adoption or initiation of a suit of adoption. To continue coverage past that time, You must enroll the child as a Family Member by applying for his or her enrollment as a Family Member within 60 days of the date of adoption, and pay any additional Premium. Coverage for an adopted dependent child enrolled within 60 days of adoption will be retroactive to the date of the child’s placement for adoption or initiation of a suit of adoption.

A child who is placed with You for foster care is automatically covered for 31 days from the date of the foster child’s placement. To continue coverage past that time, You must enroll the foster child as a Family Member by applying for his or her enrollment as a dependent within 60 days of the date the child is placed with You for foster care, and pay any additional Premium. Coverage for a foster child enrolled within 60 days of placement for foster care will be retroactive to the date of the child’s placement for foster care.

If a court has ordered a Policyholder to provide coverage for an eligible child (as defined above) coverage will be automatic for the first 31 days following the date on which the court order is issued. To continue coverage past that time, You must enroll the child as a Family Member by applying for his or her enrollment as a Family Member within 60 days of the court order date, and pay any additional Premium. Court-ordered coverage for a dependent child enrolled within 60 days of the court order will be retroactive to the date of the court order.

• Your stepchildren until the end of the plan Year in which the stepchild reaches age 26.
• Your own, or Your spouse's children, regardless of age, enrolled prior to age 26, who are incapable of self-support due to medically certified continuing intellectual or physical disability, and are chiefly dependent upon the Insured Person for support and maintenance. Cigna Healthcare may require written proof of such disability and dependency within 31 days prior to the end of the Year in which the child reaches age 26.

NOTE: A child enrolled as a Family Member under this Policy is entitled to receive, while outside the Service Area, only Emergency Services for Emergency Medical Conditions.

Alcorn
Benton
Calhoun
Chickasaw
Clay
Copiah
Covington
Desoto
Forrest
George
Greene
Hancock
Harrison
Hinds
Itawamba
Jackson
Jefferson Davis
Jones
Lamar
Lawrence
Lee
Lowndes
Madison
Marion
Marshall
Monroe
Pearl River
Perry
Pontotoc
Prentiss
Rankin
Simpson
Stone
Tate
Tippah
Tishomingo
Tunica
Union
Walthall
Warren
Webster