Plans and Services
- Medical
- Pharmacy
- Health and Wellness Programs
- Behavioral Health Programs
- Dental and Vision
- Health Savings and Spending Accounts
- Cost Control Strategies
- Supplemental Health Solutions
- Accidental Injury, Critical Illness, and Hospital Care (Indemnity) Insurance
Who We Serve
By Size
- Small Businesses (2-99 employees)
- Small to Midsize Businesses (100-499 employees)
- Midsize to Large Businesses (500-2,999 employees)
- Large Businesses (3,000+ employees)
By Type
- Hospitals and Health Systems
- Higher Education
- K-12 Education
- State and Local Governments
- Taft-Hartley and Federal
- Third-Party Administrators
- View all business types
International
- Health Insurance for Expats
- IGO/NGOs
- Multinational Businesses
Employer Resources
- Cigna for Employers Portal Features
- Learn more about the tools and resources you'll have access to in the Cigna for Employers online portal.
Plans and Services
Plans and Services
Who We Serve
Who We Serve
- Small Businesses (2-99 employees)
- Small to Midsize Businesses (100-499 employees)
- Midsize to Large Businesses (500-2,999 employees)
- Large Businesses (3,000+ employees)
- Hospitals and Health Systems
- Higher Education
- K-12 Education
- State and Local Governments
- Taft-Hartley and Federal
- Third-Party Administrators
- View all business types
- Health Insurance for Expats
- IGO/NGOs
- Multinational Businesses
Employer Resources
Employer Resources
Critical Illness Insurance
Additional coverage to help with out-of-pocket costs resulting from an unexpected critical illness.
Building a new benefits package?
Let's Get Started
Thank you for your interest in Cigna Healthcare. Please provide some basic information about your company and a representative will contact you.
Thank you
Your data has been submitted.Oops!
There was a problem submitting your data, please try again later.Financial Coverage for Critical Illnesses
Critical illness can be difficult—recovery doesn’t have to be. When a serious illness strikes, help your employees focus on getting better, and worry less about medical bills. Critical Illness insurance from Cigna HealthcareSM* can help cover out-of-pocket, everyday expenses that add up while an employee is experiencing a serious illness.
Benefits of a Critical Illness Plan for Your Employees
Direct Payments
Flexible
Supplements a Medical Plan
Cost Effective
Benefits are portable
Maximize employee benefit payments with Cigna Simple File®
Auto compare2 – For customers who also have medical coverage, we carefully review medical claims and remind customers to submit their eligible critical illness claim.
Auto claim2 – For customers who also have our disability, life and/or accidental death and dismemberment (AD&D) coverage, we'll automatically file their eligible accidental injury, critical illness, or hospital care (indemnity) claim so they can focus on their health.
Critical Illness Injury
Watch how our Critical Illness insurance can offer employees financial coverage while they focus on their health. (Length: 00:01:32)
More Supplemental Health Solutions
*Insured by Cigna Health and Life Insurance Company
View Cigna Healthcare Company Names
1 Under most plans, coverage is portable and ends at age 100.
2 The Simple File process is based on a one-time assessment of the initial claim documentation for the primary claim. Any subsequent events would not be identified.
If you provide a mobile number, you acknowledge that clicking “Submit” below shall constitute your electronic signature and agreement to receive marketing communications which may be sent through an automatic telephone dialing system or prerecorded message from Cigna Healthcare at the mobile number provided. This consent is not required to purchase products or services from Cigna Healthcare.
Group Critical Illness insurance is offered or insured by Cigna Health and Life Insurance Company (Bloomfield, CT). Plans may not be available in all areas. All group insurance policies may contain exclusions, limitations, reduction of benefits, and terms under which the policies may be continued in force or discontinued. For costs and complete details of coverage, contact your Cigna Healthcare representative. Policy forms: GCI-00-1000, GCI-02-1000, GCI-00-0000.OR, GCI-02-0000.OR et al.
Product availability may vary by location and plan type and is subject to change. All group insurance policies may contain exclusions, limitations, reduction in benefits, and terms under which the policy may be continued in force or discontinued. For costs and details of coverage, contact your Cigna Healthcare representative.
Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and Life Insurance Company (Bloomfield, CT). The Cigna Healthcare names, logos, and marks are owned by Cigna Intellectual Property, Inc.
Critical Illness Injury
I want to...
Audiences
Manage Your Account
Cigna Healthcare Information
The Cigna Group Information
Disclaimer
Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT). The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc.
All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna Healthcare sales representative. This website is not intended for residents of New Mexico.
La aseguradora publica el formulario traducido para fines informativos y la versión en inglés prevalece para fines de solicitud e interpretación.
The insurer is issuing the translated form on an informational basis and the English version is controlling for the purposes of application and interpretation.