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    • Home Employers Industry Insights How Millennials Choose Voluntary Benefits

    How Millennials Choose Voluntary Benefits

    Millennials are the largest generation in the American workforce today—75.4 million strong.1 Yet, when it comes to achieving financial security, they’re finding it hard to surpass their parents.2 Financial wellness is a real concern for millennials, and even though 60 percent of millennials worry about not being prepared for unexpected health care costs, the cost of voluntary supplemental benefits is the number one reason they don’t purchase them.2

    Voluntary insurance benefits can help cover out-of-pocket costs when unexpected injuries and illnesses occur. Find out how you can help millennials in your organization protect their finances.

    View the infographic [PDF]

    Ready to plan your benefits strategy for next year?

    Contact your broker or connect with a Cigna HealthcareSM representative to discuss your organization’s unique needs.

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    1 Pew Research Center: “Millennials overtake Baby Boomers as America’s largest generation.” April 2016.

    2 Cigna Healthcare:“2016Voluntary Benefits Consumer Survey.” September 2016.

    GROUP ACCIDENT, CRITICAL ILLNESS AND HOSPITAL CARE INDEMNITY INSURANCE POLICIES PAY LIMITED BENEFITS ONLY. THEY DO NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE AND ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES. THIS COVERAGE IS NOT A MEDICAID OR MEDICARE SUPPLEMENT POLICY.

    Product availability may vary by location and plan type and is subject to change. All group insurance policies and benefit plans may contain exclusions, limitations, reduction of benefits, and terms under which the policies may be continued in force or discontinued. For costs and complete details of coverage, contact your Cigna Healthcare representative. Term life, disability, accident, accidental injury, critical illness and hospital care plans or insurance policies are insured or administered by Life Insurance Company of North America, except in NY, where insured plans are offered by Cigna Life Insurance Company of New York (New York, NY). Policy forms: Disability & Term Life - TL-004700 et al.; Accident - GA-00-1000.00 et al.; Accidental Injury - GAI-00-1000, GAI-00-1000.OR; Critical Illness - GCI-00-1000, GCI-00-0000.OR GCI-02-1000 et al., GCI-02-0000.OR et al.; Hospital Care - GHIP-00-1000, GHIP-00-1000.ORa.

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